Does the graduate need a brokerage account to receive a stock gift?
No. They create a free Beestow account in seconds to claim, then redeem the cash value to any major brokerage — Fidelity, Schwab, E*TRADE, Vanguard, Merrill Edge, and more — or a regular bank account. No brokerage account is required on either side to send or claim.
What happens if the stock drops after I send it?
The value is based on the live price at the moment the graduate chooses to redeem — not when you send it. They control the timing, so they can hold and wait for a recovery. Gifts never expire.
Does the graduate actually own the stock?
No. A Beestow gift is a prepaid gift whose value is linked to the stock's market performance. When the graduate redeems, Beestow transfers the cash value to their brokerage or bank account — they receive cash, not securities.
How much does a graduation stock gift cost?
Gifts start at $20. A small flat service fee is shown upfront before you pay — no hidden costs, and no ongoing account fees that drain the gift over time.
How fast does the gift arrive?
Within seconds. Send by email or text and the graduate gets a claim link right away. Prefer to hand it over at the ceremony or party? Generate a printable QR code instead.
Is there a deadline to claim or redeem?
No — gifts never expire. The graduate can claim whenever they're ready and redeem whenever they choose; the value locks in at the moment they redeem.