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What Trump Accounts are, in 30 seconds
The quick, factual version — no jargon.
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$1,000 to start
Eligible newborns (born 2025–2028) receive a one-time $1,000 federal deposit when the account is opened.
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Up to $5,000 a year
Families can add up to $5,000 per child per year, from all givers combined — parents, grandparents, anyone.
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Tracks the S&P 500
The accounts hold low-cost S&P 500 index funds, so the balance moves with the U.S. market.
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Parent-controlled until 18
A parent or guardian manages the account — and is the only one who can put money in.
There's no gift aisle for Trump Accounts
The program moves money. Beestow makes it a moment.
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Contributing directly (official channel)
- •Only the parent or guardian can move money in
- •Goes through the government portal or program app
- •No card, no note, no reveal — a bank transfer, not a gift
- •Grandparents and friends have to hand over cash and ask
- •Nothing for the child to open on the day
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Gifting with Beestow (the gift moment)
- ✓Anyone can send — grandparent, aunt, family friend
- ✓A real gift: card, QR code, or text with a personal note
- ✓Linked to a company the child recognizes, or the S&P 500
- ✓Tracks the value of its stock while it waits — never parked as plain cash
- ✓The parent claims it and transfers the cash value to their bank
- ✓They add it to the Trump Account through the official channel
Gift → Claim → Track → Contribute
How your gift reaches their Trump Account
1
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Pick the stock
The S&P 500 ETF pairs naturally with a Trump Account — or pick a company the child actually knows, like Apple or Disney.
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Send it like a gift
Email, text, or a printable QR card for the party. Add a note they'll read when it's opened. From $20.
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It starts tracking
A parent or guardian claims on the child's behalf with a free account. From that moment the gift's value tracks the company or fund it's linked to, moving with the market — up or down — until they choose to transfer it.
4
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They add it to the Trump Account
Whenever they're ready, the parent transfers the cash value to their bank — no fee for brokerage transfers, a small flat fee for bank cash-outs, shown upfront — and contributes it through the official government channel. Or they use it however fits: the choice stays with the family.
It isn't sitting still while they decide
Hand a family cash and it's worth the same on the day they get around to it. A Beestow gift is different: the moment a parent claims it, its value starts tracking the company or fund it's linked to — and keeps tracking right up until they transfer it.
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Tracked, not idle
A $100 gift linked to the S&P 500 doesn't stay $100 while it waits. From the day the parent claims it, the tracked value follows the market it's linked to.
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No deadline to contribute
Beestow gifts never expire. There's no window to claim and no window to transfer, so the family can add it to the Trump Account on whatever schedule suits them.
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Locked in when they choose
The cash value is fixed at the moment the parent requests the transfer — not the day the gift arrived. Markets move both ways, and the timing belongs to the family.
Built for trust
How your money moves.
Beestow runs on regulated financial infrastructure — the same rails behind the apps you already use every day.
Payouts
When a gift is redeemed, its cash value moves by ACH through established US banking partners, straight to the brokerage or bank account you choose.
Account linking
When you link a brokerage or bank, it's through the same encrypted linking service the major consumer finance apps use — your login credentials are never shared with Beestow.
Beestow at a glance
Beestow is a registered California LLC. Recipients always receive cash at redemption, never securities.
Frequently asked questions
Can I gift money directly into a child's Trump Account?
No — nobody can. Trump Accounts only accept money through the child's parent or guardian via the official government channel. That's the gap Beestow fills: you send the gift to the child, and their parent or guardian adds the cash value to the Trump Account themselves.
How does a Beestow gift end up in a Trump Account?
Four steps: you send a market-linked gift by email, text, or QR card; the child's parent or guardian claims it with a free account; from the moment it's claimed its value tracks the stock or fund it's linked to; then, whenever they're ready, they transfer the cash value to their bank account and contribute it through the official channel. Beestow handles the gift — the family handles the contribution.
Does the gift's value change while the family decides what to do with it?
Yes. Once a parent or guardian claims the gift, its value tracks the stock or fund it's linked to and moves with the market — it can go up or down. The cash value is locked in at the moment they request the transfer, not on the day the gift was sent. There's no deadline to claim and no deadline to transfer, so the timing is entirely the family's.
Does Beestow deposit into Trump Accounts?
No. Beestow never touches the Trump Account. We transfer the gift's cash value to the claiming parent or guardian's own bank account, and they make the contribution through the official government channel. Beestow is not affiliated with the Trump Accounts program.
What are Trump Accounts?
Government-created accounts for children under 18, launched July 4, 2026. Eligible newborns (born 2025–2028) receive a one-time $1,000 federal deposit, and families can add up to $5,000 per child per year. The accounts hold low-cost S&P 500 index funds and are controlled by a parent or guardian until the child turns 18.
Do Trump Account contribution limits apply to my gift?
The $5,000 annual limit applies to everything that enters the child's Trump Account, from all givers combined — and tracking it is the family's responsibility. A Beestow gift doesn't touch that limit unless and until the family chooses to contribute the cash value. This isn't tax advice — families with questions should consult a tax advisor.
What if the family doesn't want to use a Trump Account?
The gift isn't locked to anything. The cash value can go to any supported brokerage or bank account — the Trump Account is simply one of the places the family can choose to put it.
More questions? See the full FAQ →
Beestow is not affiliated with, or endorsed by, the U.S. Department of the Treasury or the Trump Accounts program. Beestow never deposits into Trump Accounts — the gift's cash value is transferred to the claiming parent or guardian's own account, and any Trump Account contribution is made by the family through the official channel. Once claimed, a gift's tracked value references the market price of the stock or fund it is linked to and may rise or fall; the recipient does not own any securities. Contribution limits ($5,000 per child per year as of 2026) are the family's responsibility to track. Program details are set by the federal government and may change. This page is informational and is not tax, legal, or financial advice.
