Set any amount, so the customary multiples of 18 work as they always have — $36, $54, $180, $360. The number keeps its meaning; only the envelope changes.
The ceremony marks taking on adult responsibility. A gift with a named company attached, and a value they can follow, is a more fitting marker of that than a check they hand straight to a parent.
Most gift money at that age disappears into an account they never see. This arrives as something they claim themselves, linked to a company they already use.
A parent or guardian can claim on behalf of a minor and redeem the cash value to their own account, exactly as they would with a check.
Simple
Choose from Apple, Tesla, Nvidia, S&P 500 ETF, and more. Each tile shows the live price.
From $20 up. Add a personal message — they'll see it when they open the gift.
Enter their email or phone number. Your gift arrives within seconds. Want to hand it over in person? Generate a printable QR code instead.
The recipient creates a free Beestow account in seconds — Google, Apple, or email. They verify their ID once and receive cash via ACH.
Real people, real gifts
From the people sending Beestow gifts — and the ones receiving them.
For the recipient
Worried it'll be confusing for them? It isn't. No account required to receive — just a few taps.
They get an email, text, or QR code with your name and a message from you — it feels like a gift, not a link.
Free account via Google, Apple, or email. No brokerage account, no paperwork, no app to download.
The value tracks live with the stock price. They choose when to redeem — to any brokerage or bank, on their own timeline.
What their dashboard looks like
Built for trust
Beestow runs on regulated financial infrastructure — the same rails behind the apps you already use every day.
Payments
Card and bank payments run through a PCI-compliant payment processor used by household-name merchants. Your card number never touches Beestow's servers.
Payouts
When a gift is redeemed, its cash value moves by ACH through established US banking partners, straight to the brokerage or bank account you choose.
Account linking
When you link a brokerage or bank, it's through the same encrypted linking service the major consumer finance apps use — your login credentials are never shared with Beestow.
Beestow at a glance
Beestow is a registered California LLC. Recipients always receive cash at redemption, never securities.
Customary amounts
Guests commonly give in multiples of 18 — $54 or $72 from a friend, $180 or more from close family. Beestow gifts start at $20, and you set the exact figure.
Send it, or hand it over
Email or text delivers the claim link in seconds. Prefer a card on the day? Generate a printable QR code instead.
Minors are handled properly
If the recipient is under 18, the gift is claimed by a parent or guardian — the flow asks for that up front rather than leaving a teenager stuck at a verification step.
No deadline
Gifts never expire. The value locks in at the moment they choose to redeem, which could be years after the ceremony.
Gifts are traditionally in multiples of 18 — the numerical value of chai, meaning life. Friends of the family often give $54 or $72, and close relatives $180 or more. Beestow lets you set any amount from $20 up, so the customary figures work exactly as they would in a card.
Yes — you type the dollar amount yourself, so $36, $54, $180 and $360 all work. A small flat service fee is shown separately and upfront, so the gift amount the recipient sees is the number you chose.
Redemption requires identity verification, which means an adult. When the recipient is a minor, a parent or guardian claims the gift for them and redeems the cash value to their own brokerage or bank account. Beestow asks about this when you send, so nobody is left stuck.
No. A Beestow gift is a prepaid gift whose value is linked to the stock's market performance. When it's redeemed, Beestow transfers the cash value to a brokerage or bank account — the recipient receives cash, not securities.
Yes. If you've been invited, a gift in the customary multiples of 18 is both correct and appreciated — this is simply a way to send it that the recipient is more likely to remember.
The value is based on the live price at the moment of redemption — not when you sent it. The recipient controls the timing, so they can wait. Gifts never expire.
More questions? See the full FAQ →
